Tremendous opportunity to live right in the middle of two of San Francisco's most desirable Southern neighborhoods, Bernal Heights and Noe Valley. Built in 1949 this pair of flats offer nice floor plans each featuring 2 bedrooms, 1 bath, formal dining and living rooms. The upper flat is vacant and awaits improvements which will enhance the open concept kitchen and integration with the dining and living room. The lower flat is currently tenant occupied and offers the same floor plan. The garage provides parking for 4 cars tandem, interior access to the common entry stairs and lots of options regarding expansion. The South facing yard and garden has mature plants and palms which create a urban sanctuary. Condo convert, mortgage offset, investor, all worth exploring.